Is your Retirement Income RECESSION Ready?

We Believe Retirement should be the best time of your life. . .
NOT years of worry about whether your savings will last as long as you do. And whether you’ve saved a lot or a little, you can get the most out of your assets with an Income Solver™ Plan.

Do You Have Your Retirement Roadmap?  Learn More >

What I can teach you...

Knowledge is what I share...

We love what we do.  We help educate people on how to best weather, and thrive during unsure financial times.

Knowledge is what we share so you can make the best decisions for your financial future.

Proud Member of:

Income needs and expense management

Your expenses won’t be consistent from year to year. Some years you’ll need more, in others you’ll need less. We guide you in determining your likely expenses at every stage of retirement so you are confident the money will be there when you need it.

Simple to Understand Spend-down strategy

Most people have multiple retirement resources like a 401(k) plan, an IRA, a pension and others. Knowing which account to spend from and when is critical in maximizing the longevity of your assets and minimizing taxes. An Income Solver™ Plan analyzes different strategies to be tax-efficient, which may help your resources last longer.

Optimal Social Security claiming

If you’re close to retirement, you already know that Social Security is complicated. An Income Solver™ Plan gives you step-by-step instructions on when and how to claim Social Security benefits. And it’s coordinated with all of your other assets to make your resources stretch longer.

Our Advanced Technology put to work for you!

We use sophisticated planning software to help you evaluate two sets of scenarios:

  1. Those depicting likely life events you’ll experience in retirement.
  2. Those comparing how your resources will fare using specific withdrawal strategies.

We’ll show you options and tradeoffs that are possible. Then you select what you believe best represents your future retirement scenario. Based on your choices, your Income Solver™ Plan will be delivered with explanations and visuals to help you – or your financial professional – manage your resources.

We Believe There's a FINANCIAL STORM Brewing?

Let Us Help you Really Understand...

Income Planning by Professionals

Your primary concern in retirement is INCOME. Will you have enough? How long will it last? How much of your income depends on the market performing well? These questions are answered by our EPIC5i process.

Income planning that we provide for our clients includes:

  • Social Security timing and maximization
  • Pension maximization
  • Addition of guaranteed income when necessary
  • Investment withdrawal strategies
  • Optimizing all sources of income

Your income strategy should be based on YOUR needs, not generic rules of thumb. Let us tailor a plan that brings clarity to your retirement income.

For an inside look at how we deliver these answers and more, take a short tour of how our Retirement Income Planning works by clicking the green button below:

Get Prepared and Relax!

We all feel the change coming in the financial markets.  You don't have to be a financial analyst to see what's coming.

The real question is, do you have all the tools and knowledge you need to best protect your lifetime of saving?  Don't be afraid to ask for help, these are challenging times for all of us!